Terms and Conditions.

Last Updated: February 28, 2025 

Welcome to Luigi Trucking Inc DBA Luigi Trucking Insurance Agency! These Terms and Conditions govern your use of our website, https://www.luigitruckinsurance.com/, and the services we provide, including SMS communications. By accessing or using our website or services, you agree to be bound by these terms. If you do not agree, please refrain from using our site or services.

1. Use of Our Website

  • Eligibility: You must be at least 18 years old to use our website and services.

  • Permitted Use: Our website is intended for personal and non-commercial use to learn about and purchase insurance products. You may not use it for any unlawful or unauthorized purpose.

  • Prohibited Actions: You agree not to reproduce, duplicate, copy, sell, or exploit any portion of this website without express written permission from Luigi Trucking Inc DBA Luigi Trucking Insurance Agency.

2. Services Provided 

  • We offer insurance-related services, including but not limited to quotes, policy information, and customer support for trucking and related insurance needs. All services are subject to availability and approval by Luigi Trucking Inc DBA Luigi Trucking Insurance Agency and our partner insurers.

  • Insurance policies are subject to the terms and conditions of the issuing insurance company.

3. SMS Communications

  • Types of SMS Communications: If you have consented to receive text messages from Luigi Trucking Inc DBA Luigi Trucking Insurance Agency, you may receive text messages related to your insurance inquiries, policy updates, appointment reminders, or customer service interactions. These messages are conversational in nature and intended to assist you with your insurance needs.

  • Messaging Frequency: Messaging frequency may vary depending on your interactions with us and the status of your insurance-related requests.

  • Associated Fees: Message and data rates may apply as charged by your mobile carrier.

  • Opt-Out Instructions: You can opt-out of receiving SMS messages at any time by texting "STOP" to the number from which you received the message. You will receive a confirmation message, and no further messages will be sent unless you opt back in.

  • Help Instructions: For assistance, text "HELP" to the same number, or visit our Privacy Policy at https://www.luigitruckinsurance.com/privacy-policy and Terms and Conditions at https://www.luigitruckinsurance.com/terms-and-conditions for more information.

  • Consistency: The SMS messages we send align with the conversational use-case registered with our SMS campaign provider.

4. Intellectual Property

  • All content on this website, including text, graphics, logos, and images, is the property of Luigi Trucking Inc DBA Luigi Trucking Insurance Agency or its licensors and is protected by copyright and trademark laws.

  • You may not use, reproduce, or distribute any content from our site without prior written consent.

5. Privacy

6. Disclaimers

  • No Guarantees: Information provided on this website, including insurance quotes, is for informational purposes only and does not constitute a binding offer unless explicitly stated. Final rates and coverage are subject to underwriting approval.

  • Third-Party Links: Our website may contain links to third-party sites. We are not responsible for the content or practices of these sites.

7. Limitation of Liability

  • To the fullest extent permitted by law, Luigi Trucking Inc DBA Luigi Trucking Insurance Agency shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our website, SMS services, or other services.

  • We are not responsible for errors, interruptions, or delays caused by factors beyond our control, such as internet outages or technical issues.

8. Changes to Terms

  • We reserve the right to update these Terms and Conditions at any time. Changes will be effective upon posting to this page with an updated “Last Updated” date. Your continued use of the website or SMS services after changes constitutes acceptance of the revised terms.

9. Termination

  • We may terminate or suspend access to our website or SMS services at our sole discretion, without notice, for conduct that we believe violates these terms or is harmful to our business or other users.

10. Governing Law

  • These Terms and Conditions are governed by the laws of the State of Illinois. Any disputes arising from your use of our website or SMS services will be resolved in the courts of Cook County, Illinois.

11. Contact Us

  • If you have questions about these Terms and Conditions, please contact us at: